$50,000: Let the pros do it

Now you're into a major remodel. Given the costs and complexities, you definitely need a general contractor to oversee the operation. In the old days, GCs could command a hefty markup for their oversight and expertise, but those days are gone. Still, even if you save a few grand on the project management, you'll still have to make some smart decisions. "Being flexible with the design can help," says Michael Frederick, an architect in Charleston, S.C. "For example, instead of choosing a specific stone countertop, we'll see what our suppliers have the best deal on."

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Appliances $6,450

No need to drop $20,000 on commercial-grade appliances, which are often repair-prone and more expensive to fix than mainstream models, according to our surveys. What's more, our tests have found that faux-pro styles can deliver better or comparable performance for about half as much as their commercial counterparts.

Countertops, backsplash, and floors $7,480

Stone countertops and wood floors are still the default options for high-end kitchens. But quartz is giving granite a run for the money. "A lot of people prefer the consistency and low maintenance of quartz," says Alan Zielinski, a certified kitchen designer in Niles, Ill. Our tests have found that factory-finished floors are more durable—and less messy—than those finished on-site; plus the finish is covered by the manufacturer's warranty. But it may be harder to exactly match existing wood floors.

Cabinets $9,100

New cabinets are usually the priciest part of a remodel. You could easily blow your entire budget on custom units. Our budget assumes semi-custom cabinets, which our tests have found to be as durable as custom units. (See Can these cabinets be saved? for choosing materials.)

Sinks, faucet, and lighting $2,115

A double-bowl sink lets you rinse and soak at the same time. We opted for the convenience of a hands-free faucet, which more manufacturers are bringing to market. We haven't tested the above model from Delta, but it has the no-drip, no-stain warranty we recommend for all faucets. More designers are specifying energy-efficient, long-lasting LED fixtures (priced at $100 to $150) for kitchens that are being rewired.

Labor: $17,355

Unexpected expenses: $7,500